Download the App
Money Moves. Keep Up.
Installment payments, group savings, and business transactions — all in one clear app. Available on iOS and Android.
Free to download · iOS 16+ · Android 8+
Already installed?
Open Wahya Pay directly
If Wahya Pay is already on your phone, tap below to open the app straight from your browser.
Open the AppWhat's Inside
One App. Every Way You Move Money.
Wahya Pay combines the tools Nigerians actually use — installments, contribution circles, and business payments — into a single, trustworthy experience.
Installment Payments
Break purchases into manageable parts. Track every installment with full visibility — no ambiguity, no surprises.
Group Savings (Ajo)
Run your contribution circles with built-in accountability. Every member sees the same truth in real time.
Business Payments
Accept and manage structured payment plans from customers. Increase sales without losing control of cash flow.
Secure & Compliant
Every transaction is logged, traceable, and protected. Wahya is built on rails that keep your money safe.
Getting Started
Up and Running in Four Steps.
01
Choose your store
Tap the App Store or Google Play badge that matches your device.
02
Install the app
Download takes under a minute on any network. No account needed to browse.
03
Create your account
Sign up with your phone number. Complete your profile to unlock all features.
04
Start transacting
Pay in installments, join a savings group, or set up your business in minutes.
FAQs
Questions Before You Download?
Is Wahya Pay free to download?
Yes. The app is completely free to download on both iOS and Android.
Which countries is Wahya Pay available in?
Wahya Pay is currently built for Nigeria, with infrastructure optimised for local payment culture and banking rails.
Do I need a bank account to sign up?
You need a valid Email or Nigerian phone number to register. A linked bank account or card is required to send or receive payments.
I already have the app — where do I log in?
Open Wahya Pay from your home screen and tap 'Sign in'. Your account and history are waiting exactly where you left them.
More questions? Visit the Help centre
Ready?
Download.
Start Today.
Join Nigerians already managing payments, savings, and business transactions with clarity and confidence.