Referrer Partner Program
Trust Pays Monthly.
Refer the right people. Track qualification live in the app. Earn wallet-settled commissions every single month.
10%
Referrer share of fees
0
Available referrer slots
Monthly
Settlement cycle
6-Month
Activity window
The Process
Four Steps.
One Monthly Pay.
01
Apply
Submit your profile inside the Wahya app. We review your account, audience plan, and compliance fit before activation.
02
Share
Use your unique referral code to invite people you already trust. Help them complete their first qualifying action.
03
Qualify
Wahya charges a 3.5% fee on platform transactions. Your referred users generate that fee — you earn 10% of it, automatically tracked.
04
Settle
At the end of each monthly cycle, approved commissions are credited directly to your Wahya wallet. No invoices. No delays.
The Economics
How Your Commission Is Calculated
Wahya charges a 3.5% platform fee on every transaction. As a referrer, you earn 10% of that fee — automatically, for every qualifying transaction your referred users make during your 6-month activity window.
Example earnings by transaction size
| Transaction | Wahya Fee (3.5%) | You Earn (10%) |
|---|---|---|
| ₦50,000 | ₦1,750 | ₦175 |
| ₦100,000 | ₦3,500 | ₦350 |
| ₦500,000 | ₦17,500 | ₦1,750 |
| ₦1,000,000 | ₦35,000 | ₦3,500 |
Commissions accrue on qualified activity and are settled monthly. Final rates confirmed in-app before activation.
Target Strategy
One Great Referral Beats a Hundred Weak Ones.
Not all referrals generate equal commission. Focus on high-fee activity — businesses and Ajo groups that transact regularly will compound your monthly earnings fast.
SME Businesses
High-volume merchants generate more platform fees — and more commission for you. One well-placed business referral outperforms dozens of individual ones.
Ajo Groups
Cooperative savings groups are Wahya's core product. Introduce a thriving Ajo group and earn from every cycle they run.
Creators & Freelancers
Community builders with engaged, trusted audiences are natural referrers. If your followers respect your recommendation, they qualify.
Individual Users
Everyday users still count. Volume from active individuals adds up across your 6-month window.
Eligibility
What We Look For in Every Application
Quality is the program's foundation. We approve referrers who can bring in users that will genuinely benefit from Wahya — not just inflate numbers.
- Active Wahya account with a fully completed profile
- A clear audience plan — who you will refer and why they will trust you
- Commitment to referral quality and Wahya compliance standards
- Transparent, honest communication with every person you invite
Payout Flow
Tracked → Qualified → Settled
Every referral moves through three stages before it becomes cash in your wallet. You can see the status of each referral inside the app in real time.
Tracked
Referral activity enters your monthly ledger the moment it occurs.
Qualified
Policy checks verify the activity meets commission criteria.
Settled
Approved earnings hit your Wahya wallet at the monthly close.
Final qualification policy confirmed in-app before activation.
FAQ
Questions Before You Apply?
Everything you need to understand the program before committing.
Ready to earn
Your Network.
Your Wallet.
1,850 referrer slots are available across Nigeria. Apply inside the Wahya app today and start earning from the people you already trust.