Privacy Policy

1. Introduction

Wahya Core Technologies Limited ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (Wahya App) and related services.

2. Information We Collect

2.1. Information You Provide

• Account information (name, email address, phone number)
• Profile information and preferences
• Financial information (bank account details, transaction history)
• Group savings information and contributions
• Communication data (messages, group chats)
• Device permissions and preferences

2.2. Automatically Collected Information

• Device information (device ID, model, operating system)
• Log data and usage statistics
• Location information (with your permission)
• Network connection information

3. How We Use Your Information

• To provide and maintain our services
• To process your transactions and manage your account
• To facilitate group savings and payments
• To communicate with you about our services
• To improve our services and develop new features
• To protect against fraud and verify your identity
• To comply with legal obligations

4. Information Sharing and Disclosure

We may share your information with:

• Payment processors and financial institutions to facilitate transactions
• Group members (limited to group-related information)
• Service providers who assist in our operations
• Legal authorities when required by law

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data, including:

• End-to-end encryption for sensitive communications
• Secure data storage and transmission
• Regular security assessments and updates
• Access controls and authentication measures

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Object to data processing
• Request data portability

7. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. When no longer required, we securely delete or anonymize your data.

8. Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect or maintain information from persons under 18 years of age.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

10. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this privacy policy or our practices, please contact us at:

Wahya Core Technologies Limited
Email: support@wahya.com.ng